Local Shared Branches
 

Grossmont Schools Federal Credit Union - Effective July 1, 2008

1st Mortgage Loans

Please Visit Members Loan Services for current 1st Mortgage rates.


Home Equity Credit Line Accounts

Index: Prime Rate = 5.00%


Add margin to the Index for fully indexed rate without the Introductory Discount.

Annual
Percentage Rate (APR)***
Margin
Maximum
Limit



Equity Credit Line
3.95%*
.50%
$200,000
 
Equity Plus Credit Line
6.50%**
1.50%
$200,000
 

Investor Equity Credit Line

  7.50%***
2.50%
$ 50,000
* Includes discount rate of 1.55% for first 6 months. Fully indexed rate currently 5.50%
** There is no introductory discount rate on the Equity Plus Credit Line or the Investor Equity Credit Union.
 

Second Trust Deeds                *As low as
Maximum Loan to Value (LTV)
Annual
Percentage Rate (APR)***
 
80% Loan-to-Value 5.50%  60 months (5 years)
  5.75%  84 months (7 years)
  6.00% 120 months (10 years)
  6.25% 144 months (12 years)
  6.50% 180 months (15 years)
       
90% Loan-to-Value 7.75%  60 months (5 years)
  8.00%  84 months (7 years)
  8.25% 120 months (10 years)
  8.50% 144 months (12 years)
  8.75% 180 months (15 years)

 

*All Rates and Maximum Advances are subject to adjustment based on Credit Score.

***APR = Annual Percentage Rate.

Other Useful Links

Becoming A   Member
Loans
Real Estate
Loan Protection
7 Home Buying   Secrets
FAQ's

   


CU2U






Other Rates

Consumer Loan
Vehicle Loan
VISA Credit Card
Share Account
Certificates of   Deposit
IRA Certificates

 

   




googolplex - For Students





New Cars Inc



LPL Financial Services



Grossmont Union High School District



Grossmont-Cuyamaca Community College District
 

Grossmont Schools
Federal Credit Union

1069 Graves Avenue
Suite 100
El Cajon, CA
92021-4573

Telephone:
(619) 588-1515
Fax:
(619) 588-2197


Visa Verified NCUA - Your Savings Federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency. ASI co-op HUD