Co-op Shared Branch  

Grossmont Schools Federal Credit Union

Schedule of Fees and Charges

Effective August 15, 2013

General Account Fees
  Account Closure within 90 days
$5.00
  Account History
$2.00
  Account Research (per hour)
$15.00
  Cashier's Check - 3rd Party Payee
$5.00
  Cashier's Check Copy
$2.00
  Cashier's Check Stop Pmt
$20.00
  Collection Item / Foreign Item
$20.00
  Inactive Account (after 12 months) Quarterly Fee
$3.00
  IRA Transfer to another Institution
$25.00
  Levy / Garnishment / Legal Process
$50.00
  Money Order
$3.00
  Notary (Non-Credit Union Documents - per signature)
$10.00
  Notice of Escheat
$2.00
  Returned Check - Deposit or Payment
$20.00
  Returned Deposit - ATM or Shared Branch
$25.00
  Statement Copy
$3.00
  Verification of Deposit (non GSFCU Mortgage Loan)
$10.00
  Wire - Outgoing Domestic
$25.00
  Wire - Outgoing International 
$35.00
 
Checking Fees
Check Copy (After 2 free each month)
$2.00
  Monthly Interest Checking No Charge
  Monthly Regular Checking (Waived with a minimum of 4 debit transactions)
$3.00
Non-Sufficient Funds (1 to 4 items per rolling 12 months)
$20.00
  Non-Sufficient Funds (5 or more items per rolling 12 months)
$25.00
Overdraft Transfer(s) (per day)
$2.00
Stop Payment - Check or ACH
$20.00
 
ATM / Debit / EFT Fees
Non CO-OP ATM Monetary Transaction
$1.50
  Non CO-OP ATM Balance Inquiry
$1.00
Deposit Empty Envelope
$25.00
Network Deposit Adjustment
$10.00
Rush Debit Card Replacement
$15.00
 
VISA Fees
  Annual Fee - VISA Classic No Charge
  Annual Fee - VISA Platinum No Charge
Credit Card Cash Advance Fee - $5 minimum / $50 maximum
1.00%
Late Charge
$15.00
Rush Credit Card Replacement
$15.00
 
Loan Fees
Auto Equity Loan Fee
$25.00
Auto Equity Subordination
$25.00
Auto Loan Rate / Term Refinance
$50.00
HELOC / 2nd Trust Deed Modification
$100.00
HELOC / 2nd Trust Deed Subordination
$100.00
HELOC / 2nd Trust Deed Document Redraw
$50.00
Real Estate - 1st Mortgage Rate Modification (Limited to one modification life of loan)
$500.00
Real Estate - 1st Mortgage Document Redraw
$50.00
Real Estate - Payoff Demand
$30.00
Real Estate - Full Reconveyance
$45.00
 
Other Fees
Foreign Card Transaction Surcharge (at GSFCU ATMs)
$1.50
Non-Member Coin Counting Service (of total amount counted)
5.00%
 

*Fees and charges are subject to change
.

 

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