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Rest assured that Grossmont Schools Federal Credit Union is financially secure, strong and stable!

The health of the American banking system has been all over the news lately. Stories about mortgage foreclosure rates and bank failures understandably have consumers paying closer attention to the stability of the banks and credit unions with which they do business.

We did not engage in the kind of risky real estate lending that is currently causing so many problems for other financial institutions. In fact, we currently have over $7.5 million in reserves & undivided earnings and over $90 million in total assets. This puts our reserve ratio over and above regulatory requirements. In addition, thanks to the loyalty of our Members, we have very low loan delinquency.

As a Member and owner of Grossmont Schools FCU, you can rest assured knowing that we continue to be a stable and well-capitalized financial institution. The safety and soundness of our Members' financial well-being is a top priority for the Board of Directors, Management, and Staff of GSFCU.

You can take comfort in knowing that Grossmont Schools Federal Credit Union deposit coverage is administered by the National Credit Union Administration (NCUA). It offers an extra measure of protection for your money in share savings, share draft/checking, money market, share certificate, trust fund, and retirement accounts. The National Credit Union Share Insurance Fund (NCUSIF) insures regular member deposit accounts to at least $250,000 and individual retirement accounts (IRAs) to at least $250,000.

Additional information on the deposit insurance coverage provided for our members by the NCUA is available by clicking here http://www.ncua.gov/. Also, the NCUA provides a helpful share insurance calculator on their web site at http://webapps.ncua.gov/ins/.

For over 56 years, Grossmont Schools Federal Credit Union has had a proud tradition of serving the financial needs of the San Diego East County Educational Community and their families. We look forward to confidently and securely serving your needs for decades to come.

NCUA - Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.

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Co-Op Visa Verified NCUA - Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency. HUD