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Grossmont Schools Federal Credit Union

CREDIT LIFE AND DISABILITY INSURANCE

What is MEMBER'S CHOICE Credit Life and Credit Disability Insurance?

It's a way to help protect you and your family. There's no way anyone can predict an injury, illness or an unexpected death but you can take steps along the way to help make sure your family is provided for if the unforeseen were to happen. Credit Life and Credit Disability insurance helps you pay your loans so you and your loved ones don't have to.

How Does it Work?

This voluntary insurance premium is included in your monthly payment; you won't receive extra bills or statements. If you have a balance on your loan and are totally disabled due to injury, illness, or in the event of an unexpected death, Credit Life and Credit Disability Insurance can help. Your loan officer can show you how.

Why is it Valuable?

Credit Life and Credit Disability Insurance works in two different ways. You and your family won't have to make loan payments if you're totally disabled due to an injury or illness. It will help pay your loan until you're fully recovered, or in the event of an unexpected death, it will pay off the loan. Savings, salary or payoffs from other life insurance may be spared, giving your family financial freedom when they need it most. Call 619-588-1515 and ask for the Loan department for more information.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICECredit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms. Credit Life and Disability is not available on Home Equity Lines of Credit.

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