CO-OP Shared Branch


Grossmont Schools Federal Credit Union

Primary Shares

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at Grossmont Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • A minimum balance of $5.00.
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including "Anytime Teller" audio response/CU@U Internet Branch) per month to another credit union account or to a third party.
  • Dividends are calculated daily and paid monthly.
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them seperate.
  • No monthly fee.
  • Competitive Dividend rates.
  • 24 hour access to your account by phone for balances, transfers (including Anytime Teller audio response) and request checks through CU@U Internet Branch and ATMs.
  • Share to share transfers and overdraft protection for your Grossmont Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month.
  • Automatic loan payments from your savings.
  • Deposits to your account can be conveniently processed through Direct Deposit
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly.
  • NCUA insured to at least $250,000.

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Co-Op Visa Verified NCUA - Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency. HUD