Love Your Car!
Love Your Rate!
Introducing our New 1.99% APR*
Step Rate Auto Loan!
developed the hottest new vehicle loan in town with a
rate that starts low, increases slowly and saves you
lots of money! It's our new Step Rate Auto Loan! Here's
how it works:
For well-qualified borrowers, you'll pay a low 1.99%
APR* during the first year. Your rate will only go up
1.00% APR* each year thereafter, resulting in a low
total 3.14% APR* over the term of your loan.
Imagine! A 60-month term will result in a 3.14% APR*
blended rate and if you pay the loan off early, your
actual blended rate will be less! Our new Step Rate loan
also provides a fixed payment that never changes during
the loan term, so you have no surprises like you might
see with other variable rate loans.
Ready To Purchase A New Or
GSFCU's Auto Buying Service, New Cars Inc. (NCI), is the
convenient and hassle-free way to buy your next new or
used vehicle. NCI has exclusively been serving credit
union members since 1986, with the highest level of
quality products and personal service. We take pride in
offering all GSFCU members with the very best in vehicle
buying, and NCI delivers. Plus we have a NCI
representative right here in our branch!
Have A Vehicle Loan With
Here's your chance to lower your monthly payments and
your interest rate! We'll make it easy for you to
refinance your existing vehicle loan held at another
financial institution with a GSFCU Step Rate Loan!
Love Your Car
♥ Love Your Rate! Apply on-line at
www.gsfcu.org or give
us a call at
619-588-1515 and ask to speak to a loan
officer. You'll be glad you did!
*APR = Annual Percentage Rate. GSFCU Step Rate Loan is
Variable and your rate will adjust upward by 1.00% on
the annual anniversary of your due date. 1.99% APR start
rate is for borrowers with a 740+ credit score. Your
rate may be higher based on your credit score. A
60-Month loan for $10,000 at 3.14% APR has a monthly
payment amount of approximately $181.00.
All loans subject to credit approval. Add .50% to rate if not on automatic payment transfer or payroll deduction.