CO-OP Shared Branch


CU2U



 

Grossmont Schools Federal Credit Union
Effective April 1, 2014

Share Account
 
Minimum
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)**
IRA Shares
$5
0.10%
0.10%

 

IRA Certificates
 
Minimum
Annual Dividend Rate (APR)
Annual Percentage Yield (APY)
3 Months
$1,000
$10,000
$50,000
0.05%
0.10%
0.10%

0.05%
0.10%
0.10%

6 Months
$1,000
$10,000
$50,000
0.10%
0.15%
0.15%
0.10%
0.15%
0.15%
12 Months
$1,000
$10,000
$50,000
0.20%
0.25%
0.25%
0.20%
0.25%
0.25%
18 Months
$1,000
$10,000
$50,000
0.40%
0.45%
0.45%
0.40%
0.45%
0.45%
24 Months
$1,000
$10,000
$50,000
0.50%
0.55%
0.55%
0.50%
0.55%
0.55%
30 Months
$1,000
$10,000
$50,000
0.50%
0.55%
0.55%
0.50%
0.55%
0.55%
36 Months
$1,000
$10,000
$50,000
0.70%
0.75%
0.75%
0.70%
0.75%
0.75%
48 Months
$1,000
$10,000
$50,000
0.90%
0.95%
0.95%
0.90%
0.95%
0.95%
60 Months
$1,000
$10,000
$50,000
1.15%
1.20%
1.20%
1.16%
1.21%
1.21%

EARLY WITHDRAWAL PENALTY
We may impose a penalty if you withdraw any of the principal before the maturity date.

AMOUNT OF PENALTY FOR SHARE CERTIFICATE ACCOUNTS
The amount of the early withdrawal penalty is based on the term of your account.
The penalty schedule is as follows:

Terms of up to one year 30 days of dividends or $25.00, whichever is less
Terms of greater than one year 90 days of dividends

 

Rates are subject to change at any time.

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