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Auto Loan Special 1.49% APR
Auto Special
1.49% APR*


*APR = Annual Percentage Rate
 

Grossmont Schools Federal Credit Union
Effective April 1, 2014

Vehicle Loan Rates
   *As low as
FIXED RATE
Finance
Amount
Annual Percentage
Rate (APR) **
Maximum
Term
New Up to 100%
TPP/120% Invoice
Any Amount
1.99%
36 Months
Any Amount
1.99%
48 Months
Used Up to 120%
KBB Wholesale
$10,000 and up
2.49%
60 Months
$15,000 and up
3.49%
72 Months
$30,000 and up
4.49%
84 Months
New Vehicles Only
-Add .50% if not on automatic payment transfer or payroll deduction
-Add 2.00% for non-purchase vehicle loans.
** APR = Annual Percentage Rate.

   

Vehicle Loan Rates
   *As low as
STEP-RATE (VARIABLE) *
Finance
Amount
Annual Percentage
Rate (APR) **
Maximum
Term
New Up to 100%
TPP/120% Invoice
Any Amount
1.49%
36 Months
Any Amount
1.49%
48 Months
Used Up to 120%
KBB Wholesale
$10,000 and up
1.99%
60 Months
$15,000 and up
2.99%
72 Months
-Add .50% if not on automatic payment transfer or payroll deduction
** APR = Annual Percentage Rate. GSFCU Step Rate Loan is Variable and your rate will adjust upward by 1.00% on the annual anniversary of your due date. 1.49% APR start rate is for borrowers with a 700+ credit score. Your rate may be higher based on your credit score. A 60-Month loan for $10,000 with a 1.99% start rate has a blended yield of 3.16% and has a monthly payment amount of approximately $181.00.
   

Recreational Vehicle Loan Rates
   *As low as
 
Finance
Amount
Annual Percentage
Rate (APR)**
Maturity/Term
up to
RVs New
Up to 100% TPP/120% Invoice
Any Amount
6.25%
48 Months
$10,000 and up
6.50%
60 Months
RVs Used
Up to 110% KBB Wholesale
$30,000 and up
6.75%
84 Months
$50,000 and up
7.00%
120 Months
$70,000 and up
7.25%
144 Months
 
Boats New
Up to 100% TPP/120% Invoice
Any Amount
7.25%
48 Months
$10,000 and up
7.50%
60 Months
Boats Used
Up to 110% KBB Wholesale
$30,000 to $50,000
7.75%
84 Months
 

*All Rates and Maximum Advances are subject to adjustment based on Credit Score.

**APR = Annual Percentage Rate.

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